Home Improvement Loan Options

Given that home renovations very rarely return as much value to the house as they cost, unless you’re particularly doing this as a business decision, or unless the home is otherwise unlivable, I’d make sure to not do anything to the house that I couldn’t budget for and pay for up-front.

Houses can be an investment, but homes are an expense. Treat them as such, and be very wary of borrowing to pay for expenses.

-- Dan Lyke, Petaluma California, http://www.flutterby.net/

This is where and equity loan comes in handy.

First identify what you need to do,
Get quotes and drawings to do it
Show the drawing to the inspectors to make sure that you can get the permits
Then go to the bank, loan places and they will evaluate the costs to the value of the home – now and afterward.

Many financial places have construction loans and will help in managing the project.

-- Love woodworking and fixing most anything

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This is a great little post with some valuable tips. I totally agree. The way you bring passion and engagement into the things you do can really change your outlook on life.
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