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Topic by carolinamanore posted 03-26-2014 08:08 AM 3627 views 0 times favorited 4 replies Add to Favorites Watch
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carolinamanore

2 posts in 2367 days

03-26-2014 08:08 AM

Topic tags/keywords: home improvement loan options remodeling loan options renovation financing for home remodeling

I am planning to remodel my home and looking towards financing options. Can anyone suggest me what should I consider when thinking about my home improvement loan options?

Thanks in advance!



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Dan Lyke

331 posts in 4377 days

03-31-2014 07:33 PM

Given that home renovations very rarely return as much value to the house as they cost, unless you’re particularly doing this as a business decision, or unless the home is otherwise unlivable, I’d make sure to not do anything to the house that I couldn’t budget for and pay for up-front.

Houses can be an investment, but homes are an expense. Treat them as such, and be very wary of borrowing to pay for expenses.

-- Dan Lyke, Petaluma California, http://www.flutterby.net/

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dbray45

157 posts in 2172 days

05-29-2015 07:23 PM

This is where and equity loan comes in handy.

First identify what you need to do,
Get quotes and drawings to do it
Show the drawing to the inspectors to make sure that you can get the permits
Then go to the bank, loan places and they will evaluate the costs to the value of the home – now and afterward.

Many financial places have construction loans and will help in managing the project.

-- Love woodworking and fixing most anything

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klinikamanah

679 posts in 305 days

10-27-2019 06:31 PM

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trexgameaz

6 posts in 172 days

02-11-2020 08:22 AM

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